Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. Generally, fixed income investments will decrease in value when interest rates rise (and increase in value when interest rates fall). Performance data for a sub-account for any period prior to the date introduced is shown in bold and is hypothetical based on the performance of the underlying fund. Unlike money market funds, stable value exceeds inflation, which positively impacts purchasing power. See disclosure for details. Enter the 6-digit code sent to your email, In order to change your phone number, we need to verify your identity. Investments in investment-grade securities that are not rated in the highest rating categories may lack the capacity to pay principal and interest compared with higher-rated securities and may be subject to increased credit risk. Maintaining independence and editorial freedom is essential to our mission of empowering investor success. This investment option is deemed a 'Competing' investment option with the Reliance MetLife Stable Value Fund and may not be available if the Reliance MetLife Stable Value Fund is selected. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Stable value is a principal preservation option in a Defined Contribution Plan that provides returns comparable to intermediate duration bonds with volatility comparable to money market funds. 13. NOT FDIC INSURED. In this event, short- and medium duration securities are effectively converted into longer-duration securities, increasing their sensitivity to interest-rate changes and causing their prices to decline. Although individual securities or individual funds may outperform the market, the entire market may decline as a result of rising interest rates, regulatory developments or deteriorating economic conditions. The objective of the John Hancock Stable Value Fund is preservation of capital and returns that beat money market funds over a full interest rate cycle. Capital Preservation The fund seeks capital preservation, but there can be no assurances that it will achieve this goal. 20222023 John Hancock. Stable value fund due diligence| John Hancock Retirement January 31, 2020 Stable value due diligence For decades, stable value funds have been used for principal preservation in retirement plans. The prospectus contains this and other important information about the fund. Generally, fixed income investments will decrease in value when interest rates rise (and increase in value when interest rates fall). This site is protected by reCAPTCHA and the Google Plans that select the Fund may not select any "competing fund" in their plan. J ohn Hancock Stable Value Fund 0 .52 1 .88 1 .98 2 .06 1 .98 --F TSE Treasury Bill 3 Month I ndi41 1 .12 2 .61 0 .95 1 .40 0 .85 --Performance data quoted represents past performance. All rights reserved. The fixed income portfolios selected for. This investment option is deemed a 'Competing' investment option with the Federated Capital Preservation Fund and may not be available if the Federated Capital Preservation Fund is selected. Index returns were prepared using Morningstar Direct. Thus, the ability of a stable value fund to pay withdrawals at book value depends on the ability of the Stability Provider(s) to make payments under the Stabilizing Agreements. Strategy and process Peer groups are unmanaged and cannot be invested in directly. USD | NAV as of Apr 28, 2023 | 1-Day Return as of Apr 28, 2023, 10:14 PM GMT+0. Fund Share Class Information: Vehicle: Collective Investment Trust (CIT) Fund Inception: May 6, 2006 Fund AUM: $3,857 M CUSIP Share Class Expenses Class R6: 478033889 R6: 0.42% Portfolio Guidelines: Number of Holdings: 1000+ Market to Book Ratio 94.33% Fund Information Stable Value Fund Performance (Class R6; Class 1 Sub-Class 0) Returns as of . Stable value funds generally provide a higher return Stable value funds are also viewed as safe investments. Today, stable value funds hold over $800 billion, or more than 10% of the$7.5 trillion U.S. retirement plan market.. To preserve capital and provide stability of principal while earning current income that exceeds money market rates over the long term.The Fund is invested primarily in diversified fixed income funds and separately managed bond accounts run by internal and external sub-managers selected by John Hancock in its capacity as advisor to the Fund and Maturity/Duration for Stable Value Fund Securities with longer maturities or durations typically have higher yields but may be subject to increased interest-rate risk and price volatility compared with securities with shorter maturities, which have lower yields but greater price stability. [RESEARCH NOTE] Molecular Detection of Cryptosporidium from Animal Hosts in the Philippines. Read our editorial policy to learn more about our process. Although gathered from reliable sources, the information is not represented or warranted by Morningstar to be accurate, correct, complete or timely. Develop and improve features of our offerings. The Gross Expense Ratio does not include fee waivers or expense reimbursements which result in lower actual cost to the investor. The John Hancock Stable Value Fund is invested primarily in benefit responsive contracts issued by state regulated insurance companies and banks, including but not limited to John Hancock Life & Health Insurance Company. John Hancock Life Insurance Company (U.S.A.) makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Withdrawals or transfers initiated by participants will generally be paid at book value, except where they are the result of plan sponsor actions. You want to preserve capital as your primary objective, You want an investment that has a low correlation to equities, You want returns similar to medium-term bond funds with less volatility, You want an investment option that provides liquidity and is generally accessible for withdrawals by participants at book value, You want the added security of an account value that is guaranteed by third parties. 1 Frequently Asked Questions About 401(k) Plan Research, Investment Company Institute, December 2019. However, if the book value of the Fund exceeds the market value of underlying securities, the stabilizing agreements provide that the payment of certain withdrawals may be delayed for up to 12 months unless the plan or the participant requesting the withdrawal elects to accept such payment subject to a market value adjustment. For more information on a particular investment option, please refer to John Hancock USA's Fund sheets, available through the Web site or your John Hancock USA representative. Performance does not reflect any applicable contract-level or participant-level charges, fees for guaranteed benefits if elected by participant, or any redemption fees imposed by an underlying mutual fund, collective trust or ETF. i41. The information shown is based on the most recent available information for the underlying mutual fund, collective trust, or ETF (collectively referred to as underlying fund) as of the date of printing and is subject to change. But with commingled funds, many other companies can be guarantors. The fund invests a portion of its assets (including cash and cash equivalents) in a separate account of John Hancock Life & Health Insurance Company (JHLH). ****Expense Ratio (ER) This material shows expenses for a specific unit class for investment options available under a John Hancock group annuity contract. p45. 2A. The John Hancock Stable Value Fund invests a portion of its assets in a separate investment account maintained by John Hancock Life & Health Insurance Company ('John Hancock Life & Health'), an affiliate of John Hancock USA, which has claimed an exclusion from the definition of the term 'Commodity Pool Operator' under CFTC Regulation 4.5 under the Commodity Exchange Act with respect to its operation of such separate account and, therefore, John Hancock Life & Health is not subject to registration or regulation as a pool operator under Regulation 4.5 for such separate account. Stable value funds are a type of principal preservation investment available to 401 (k) plans, pensions, and other institutional funds. Morningstar category. Morningstar Category: 2023 Morningstar. Learn key differences between stable value and money market funds. Fund Expense Ratio or FER). | 1-Day Return as of Apr 28, 2023, 10:14 PM GMT+0, Muni National Intermediate-Term Bond Funds, Transparency is our policy. Unless otherwise specifically stated in writing, John Hancock Life Insurance Company (U.S.A.) does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. These charges, if included, would otherwise reduce the total return for a participant's account. An investment in this portfolio is not insured or guaranteed by The Federal Deposit Insurance Corporation or any other government agency. Indexes are unmanaged and cannot be invested in directly. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York). The John Hancock Stable Value Fund Collective Investment Trust (the "Trust") is a bank-maintained collective trust fund ("BCT") that satisfies the conditions of Revenue Ruling 81-100. 5Y. John Hancock and its affiliates provide advisory and/or sub-advisory services for the underlying fund. Principal risks include:merger and replacement, asset-backed security, market risk for Fixed Income, extension, John Hancock, investment grade, stablilizing agreement/wrap provider, risk of increase expenses, interest rate Fixed Income, manager risk for Fixed Income, credit and counterparty, prepayment and maturity/duration. The Net Expense Ratio represents the effect of a fee waiver and/or expense reimbursement and is subject to change. John Hancock Stable Value Fund (Class R6) AS OF 2023-03-31 INVESTMENT STRATEGY: . Increased rates of prepayments will generally result in a loss of interest income if the portfolio manager is required to reinvest at a lower interest rate. Performance does not reflect any applicable contract-level or certain participant-level charges, or any redemption fees imposed by an underlying fund company. How we use your information depends on the product and service that you use and your relationship with us. We have sent an authorization code to the email address on file. An exchange is defined as the full rebalance of a participants account, or single or multiple fund-to-fund transfers that involve multiple investment options (also referred to as inter-account transfers) on one day, and may be made over the Web, by fax, courier or mail, through our toll-free participant services line, or with a client account representative.Recognizing that there may be extreme market or other circumstances requiring a participant to make a further change, John Hancock will allow a participant to move 100% of their assets to a Money Market or Stable Value Fund (as available under the contract after the exchange limit has been reached; no subsequent exchanges may be made for 30 days.Once the 30-day hold has expired, participants can trade again in accordance with the above guidelines.The guidelines do not. Moody's appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. John Hancock Funds III - John Hancock Disciplined Value Fund is an open-end equity mutual fund launched and managed by John Hancock Investment Management LLC. The cumulative effect of fees and expenses can substantially reduce the growth of your retirement account. The credit quality breakdown does not give effect to the impact of any credit derivative investments made by the fund.Moody'sThe rating scale, running from a high of Aaa to a low of C, comprises 21 notches. As of today, RFUTX 2060 TDF is: 62% US Equities 25% non-US equities 7% US Bonds 2% non-US bonds 4% cash 401k Investment Options in John Hancock Acct: 3 comments 79% Upvoted Log in or sign up to leave a comment Log In Sign Up Sort by: best Listed holdings do not represent all of the holdings in the underlying fund. Index Performance: With respect to the Funds that display an index performance. See important note (52) for more details. The terms investment grade and speculative grade are market conventions and do not imply any recommendation or endorsement of a specific security for investment purposes. The highest speculative-grade rating is Ba1. John Hancock Stable Value Fund: Qualified retirement plans that select the John Hancock Stable Value Fund as an eligible investment option under the group annuity contract are restricted from selecting any fixed-income investment options for the plan deemed to be 'Competing', including (i) any book value fixed income Fund, (ii) any other fixed income Fund with a targeted average duration of two (2) years or less, including but not limited to, a money market Fund or a short-term bond Fund, or (iii) any guaranteed interest account (other than a ten (10) year maturity guaranteed interest account maintained by an affiliate of John Hancock Life Insurance Company (U.S.A.) originally offered prior to May 1, 2006). Stable Val Guaranteed Inc Fund (John Hancock Stable Value Guaranteed Income Fund) Advisor Total Bond Fund (FBKWX) (Fidelity Advisor Total Bond Fund (Class Z) High-Yield Fund (PHYOX) (PGIM High-Yield Fund (Class R6)) 2020 Target Date Retirem Fund (RRCTX) (American Funds 2020 Target Date Retirement Fund (Class R6))
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